By Spring EQ
For many homeowners, moving is no longer an obvious solution when their home no longer meets their needs. Whether it’s due to limited inventory, affordability concerns, or the desire to hold onto a low mortgage rate, more homeowners are choosing to invest in their current homes rather than purchase a new one.
One factor helping drive this trend? Home equity.
Over the past several years, homeowners have accumulated significant equity as home values have drastically appreciated across many markets. As a result, many households are sitting on a valuable financial resource that can help fund renovations, additions, and other home improvement projects.
This dynamic has created opportunities for remodeling professionals as homeowners increasingly look for ways to adapt their homes to fit changing lifestyles. Growing families may need additional living space. Empty nesters may want to age in place through accessibility upgrades. Others may be looking to modernize kitchens, renovate bathrooms, add home offices, or improve outdoor living areas.
For remodeling contractors, understanding the role home equity can play in the decision-making process is becoming increasingly important. While homeowners are often excited about a project, financing can be one of the biggest hurdles to moving forward. Having conversations early about budgeting and available financing options can help homeowners better understand what may be possible and give them greater confidence to move ahead with their plans.
And with home equity options continuing to expand, homeowners have more solutions to choose from than ever.
At Spring EQ (NMLS #1464945), we’ve seen firsthand how homeowners are using home equity solutions to fund renovations, additions, and other projects that help them get more from the homes they already own. As demand for remodeling projects continues to evolve, one thing remains clear: homeowners aren't just investing in their homes—they're investing in the way they live.
Meet the 30 remodeling professionals who earned NARI certifications in August 2026 and learn how certification advances industry excellence. By demonstrating their industry knowledge and expertise, these dedicated individuals have reached an important professional milestone and joined the elite ranks of NARI Certified Professionals, holding the remodeling industry’s most respected and sought-after credentials.
NARI is excited to introduce NARI SecureFuture 401(k), a new retirement solution available exclusively to NARI members. Offered in partnership with Traphagen CPAs & Wealth Advisors, this professionally managed Pooled Employer Plan (PEP) makes it easier to provide employees with a valuable retirement benefit. Participating members can benefit from fewer administrative duties, reduced fiduciary liability, streamlined costs, online account management, and employee education and support.
Annual spending on home improvements and repairs is expected to continue losing momentum through mid-2027, according to the latest Leading Indicator of Remodeling Activity (LIRA) from the Remodeling Futures Program at the Joint Center for Housing Studies of Harvard University.